Master Your Credit.
Fund Your Future.
Learn the strategies most people are never taught — then put them to work. Credit, funding, and financial education in one place.
90-day progress guarantee. No fluff. Just results.
Before Upwardly
520
After Upwardly
730
Hundreds
Profiles rebuilt
$221K+
In exposure navigated
90-Day
Progress guarantee
90-Day Progress Guarantee
If no accounts are updated, corrected, removed, or improved within your first 90 days — we will continue working at no additional service fee until measurable progress is achieved.
Results vary based on credit profile, reporting history, and bureau responses.
How It Works
The Upwardly Method
Repair
We review your full profile and execute a structured, compliant strategy to correct and strengthen your credit across all three bureaus.
Educate
You learn how credit actually works through the Upwardly Academy, so the results last long after the disputes are done.
Fund
We prepare you for funding readiness: application timing, card selection, and the moves that turn a better score into real capital.
Elevate
Ongoing positioning and long-term strategy to keep you climbing — from first approval to lasting financial power.
Upwardly Academy
Learn the System. Own Your Future.
Not everyone wants it done for them — some want to master it themselves. The Upwardly Academy teaches you exactly how credit, funding, and financial strategy work, in a premium, step-by-step learning experience.
Every lesson includes:
- Video Lesson — real teaching from someone who's done it
- Upwardly Workbook — apply it to your own credit as you go
- Action Challenge — one concrete step that gets you moving
- Score Tracker & Templates — the same tools we use with clients
- Certificate of Completion — proof you've built the skill
Learn at your own pace. Keep the materials for life. Updated as credit laws and scoring models change.
Founding-Member Pricing
Join the waitlist now to lock in launch pricing before the Academy goes public.
Real Results
Client Wins
Structured execution. Documented progress. No guesswork.
195 Point Score Increase
Score increased 195 points in one reporting cycle through strategic credit restructuring.
Compare
Without Upwardly vs. With Upwardly
Without Upwardly
Upwardly
Expert negotiators
Knowledge of billing codes & fair pricing
Direct bureau communication
Average improvement rate
Time investment
Money-back guarantee
Stress level
Testimonials
Clients Who Leveled Upwardly
"For years, I was stuck in the cycle — minimum payments, rising interest, watching balances barely move. When Upwardly stepped in, they started untangling the damage — addressing the negative late payments, restructuring utilization, and building it back strategically. Month by month, I saw movement. That movement gave me control back."
Marcus T.
Dallas, TX
"I felt embarrassed every time I opened my credit report. Collections. Old accounts. Interest stacking up. Upwardly didn't just send letters. They created structure. As the negative items started getting addressed and my score slowly climbed, something shifted — I stopped feeling ashamed and started feeling empowered."
Jasmine R.
Los Angeles, CA
"I had a repossession on my report. Years of high-interest debt. Denials became normal. Upwardly didn't judge the situation — they broke it down. Step by step. Once the repossession was strategically addressed and my profile started stabilizing, I finally saw progress for the first time in years."
Daniel K.
Austin, TX
A Letter From Our Founder
I've seen what a credit report can do to a person. The denials that come with no explanation. The anxiety of applying for something you need and bracing for a no. The feeling that the system is rigged against you.
Most people are never taught how credit actually works — so I made it my job to learn. I got certified and buried myself in scoring models, reporting laws, and dispute strategy: the things nobody thinks about until they have to.
Credit may be king — but strategy builds the kingdom.
That's the idea behind Upwardly. Real strategy that puts options, leverage, and power back in your hands. Confidence instead of fear.
Adam Rashid
Founder, Upwardly
Pricing
Choose Your Path Upwardly
Simple, transparent pricing. Cancel anytime.
+ Performance-based removal fees apply. Learn how pricing works →Foundation
For clients needing targeted credit corrections and structured cleanup.
- Full credit report audit & action plan
- Disputes with all three bureaus
- Monthly dispute cycle
- Inquiry removals
- Collection account challenges
- Secure client portal access
- Email support